Today we’re proud to celebrate three years of Scale Solutions Group—a journey that started with a bold vision and a common drive to reimagine what’s possible for community financial institutions. From day one, our mission has been clear: to empower community-focused financial institutions by delivering competitive commercial card payment solutions, backed by top industry experts.
Where We Started
On April 18th, 2022, we launched Scale with a singular focus—helping financial institutions streamline the complexity of B2B payments and create profitable, scalable commercial card programs. Too many financial institutions were locked out of the commercial card space—not because of lack of interest, but due to lack of options, limited internal expertise, and no clear path forward. We built Scale to break down those barriers. With decades of combined experience in commercial card strategy, operations, and implementation, we hit the ground running.
We believed then—as we do now—that the right partner can transform the trajectory of a bank’s card business. And that transformation starts with trust, strategic alignment, and a deep understanding of both strategy and execution.
Our Growth
In just three years, we’ve grown from a niche advisory firm into a full-scale managed service partner, launching and optimizing dozens of card programs. As demand has grown, so has our team. We’ve expanded our internal capabilities to support new services and meet our clients’ evolving needs—and we’ll continue to grow in order to serve our clients with excellence.
At first glance, commercial and business card programs may appear straightforward—but in reality, they are among the most multifaceted and nuanced areas of banking. It’s a complex business with thousands of configurations, growing partnership options and ever-evolving technology. We are honored to serve as an extension of our clients’ teams to help navigate these complexities and deliver meaningful results. We work hand-in-hand with our clients to overcome obstacles, educate along the way, and design valuable, impactful programs.
Thanks to the feedback and trust of our clients, we’ve expanded our services into three core solution areas:
- Advisory Services – Find a path to a high-performing commercial and business card program that delivers measurable impact for financial institutions and their clients.
- EMBARK Solutions™ – A specialized program management solution that fast tracks launching a commercial and business card program with best-in-class solutions.
- Enablement & Optimization – Sustain, optimize, and scale card programs using our comprehensive educational resources and suite of ongoing services.
Where We’re Headed
As we look ahead, we’re more energized than ever to continue building on what we’ve started. Our future is focused on scaling our impact with:
- Enhanced client education and resources
- Leveraging AI to increase efficiencies for both our team and our clients
- Tools and templates to streamline operations and accelerate results
- Thought leadership to elevate the role of commercial cards in banking
- Continued investment in our team and technology
Our core focus remains the same: Driving Value. Amplifying Accessibility. Our toolbox is growing, and our commitment to delivering tangible, strategic outcomes has never been stronger.
To every financial institution that has trusted us as a partner—we sincerely thank you. To our team, your passion and dedication are what make Scale truly special.
Here’s to the next chapter of Scaling together!
—Nicole Slay & Julie Schmitz Co-Founders, Scale Solutions Group
