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About Our Bank Consulting Services

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30+ Collective Years Of Commercial Card Program Expertise

Scale Solutions Group provides dedicated consulting, program management, and enablement and optimization services for financial institutions like yours. Experts in the business and commercial card space, our team helps you streamline the complexity of B2B payments to create a profitable new business line.

Explore Our Solutions

  • 30+ years Collective experience in the commercial card industry.

  • 35+ Financial institutions assisted with payment strategy, building, and deployment.

  • 6 credit card processors onboarded and served in the last 12 months.

  • Consulted 12 banks in payments strategy ($800M - $21B+) in the last 18 months.

  • 15+ years Commercial card platforms in our partnership portfolio.

Our Expertise By the Numbers

Nicole Slay
Co-founder

  • Payments Industry Expert – 17+ years of experience in commercial and purchasing card strategy, profitability modeling, and program development.
  • Proven Leadership – Led a community bank’s commercial card program to a Top 50 Nilson ranking, making it a profitable business line.
  • Strategic Growth Advisor – Specializes in program design, financial modeling, and strategic planning to help banks launch and scale card offerings.

Julie Schmitz
Co-founder

  • Payments Industry Expert – 17+ years of experience spanning product strategy, card operations, sales, fintech partnerships, and processor implementations.
  • Versatile Leadership – Led teams across commercial card sales, product management, operations, and technical implementation at a community bank.
  • Strategic Program Development – Leading industry expert in launching and scaling programs with a focus on operational efficiency and growth.

Our Subject-Area Expertise and Thought Leadership

We offer top-of-class consultancy services for banks, including community, small, and mid-size institutions.

  • Commercial and business card programs
  • Payable automation and integrated payables
  • Processor implementation and system integration
  • Card products and operations 
  • Sales and optimization strategies
Our Solutions

The Values That Guide Scale Solutions Group

Impact

We simplify complexity and focus on what matters most—creating measurable, lasting value for our clients, partners, and communities.

Integrity

We build trust through authenticity, accountability, and doing what’s right—even when it’s difficult or unseen.

Innovation

We challenge convention, stay curious, and design forward-thinking solutions that move our clients—and our industry—ahead.

Discover Our Signature Consulting Services For Your Bank

We offer complete consulting services for financial institutions that are exploring or ready to implement business and commercial card programs. Explore our signature programs, including Advisory Services and Embark Solutions™ to begin your journey toward a profitable new revenue stream.

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